Discover, compare, and apply for education and personal loans from trusted financial institutions — all through one simple platform.
Apply smart. Compare better. Get funded faster.
One application
12+
banks and NBFCs reviewing it
Education loans
from 9%
Secured, with tenure up to 15 years
Partner lenders
Why choose Swayampe
We connect you with multiple trusted lenders so you can make informed financial decisions with confidence.
Access loan offers from leading banks and NBFCs through a single application.
Understand your potential options without lengthy paperwork.
Enjoy a smooth, guided experience from application through approval.
Understand the available options before you decide.
Get expert assistance from application to disbursement.
Our loan solutions
Invest in your future without worrying about finances — whether you are studying in India or abroad.
For medical needs, weddings, renovation, travel, debt consolidation, and unexpected expenses.
| Attribute | Education loan | Personal loan |
|---|---|---|
| Typical amount | ₹1L – ₹1.5Cr | ₹50K – ₹40L |
| Indicative rate | 9% – 14% p.a. | 11% – 24% p.a. |
| Tenure | Up to 15 years | 1 – 6 years |
| Collateral | Secured or unsecured | Unsecured |
| Co-applicant | Usually required | Not usually required |
| Moratorium | Course period + 6–12 months | Not applicable |
| Tax benefit | Section 80E on interest | Not applicable |
Indicative ranges observed across partner lenders. Not an offer of credit.
Explore our focused loan categories and learn what each solution can cover.
Finance your international education journey with guidance from application to disbursement.
Explore funding options for property purchases and real-estate goals.
Find flexible finance options designed to put your next vehicle within reach.
Access personal funding options for important milestones and unexpected needs.
Plan ahead
Move the sliders to estimate your monthly instalment. Indicative only — your actual rate is set by the lending partner.
Estimated monthly instalment
₹33,734
Indicative estimate on a reducing-balance basis. It excludes processing fees, insurance and any moratorium interest. Your actual rate and instalment are set by the lending partner.
How it works
Tell us whether you need an education or personal loan.
Complete a quick application with your essential details.
Review suitable options from our trusted lending partners.
Choose an offer and complete verification for disbursement.
12+
Lending partners
₹50L
Maximum ticket size
4
Loan categories
48 hrs
Typical first response
Why people choose us
“I had offers from three lenders within a week and could actually see the difference in total repayment before choosing.”
“The team chased the paperwork so I didn't have to. Sanction came through before my visa deadline.”
“Straightforward about what each bank would and wouldn't cover. No surprises at disbursement.”
Who can apply?
We believe financial support should be accessible, transparent, and easy to understand. Our mission is to simplify borrowing by connecting students and professionals with trusted lending institutions.
With a customer-first approach and a growing partner network, we help you find suitable options while providing guidance at every step.
Your goals deserve the right financial partner — and we're here to help you find one.
Frequently asked questions
No. Swayampe is a loan marketplace (DSA) connecting borrowers with trusted banks and NBFCs. Approval and disbursement are handled by the lending partner.
Eligibility checks vary by lender. We explain any applicable credit checks before you proceed.
Timing depends on the lending partner and document verification. Many applications receive quick decisions after submission.
Any applicable fees or charges are communicated by the respective lending partner before processing.
Yes. The application process starts online, making it convenient and time-efficient.
Whether you're investing in education or managing life's important expenses, find loan solutions that fit your needs.