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About Swayampe

We are the part of the process nobody enjoys.

Finding a loan means repeating yourself to five institutions, comparing offers that are written to be hard to compare, and chasing paperwork through a process that assumes you already understand it. We do that part.

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Partner lenders

  • HDFC Credila
  • Avanse
  • Auxilo
  • InCred
  • Axis Bank
  • ICICI Bank
  • Union Bank
  • Tata Capital

How we work

Four things worth being explicit about.

  • We are not a lender

    Swayampe is a Direct Selling Agent. Every approval, rate and disbursement decision belongs to the partner bank or NBFC. Saying so plainly matters more than it sounds — it tells you exactly whose judgement you are waiting on.

  • One application, several lenders

    Your profile goes to the partners it actually suits, rather than to whichever one we spoke to last. You see what came back and decide from there.

  • Comparable, not just collected

    An offer is more than a headline rate. We put total repayment, tenure, moratorium and fees side by side, because that is where the real difference usually sits.

  • Your data moves only with your consent

    Nothing goes to a lender until you agree to it, for that purpose. You can withdraw that consent at any point.

How we are paid

Lending partners pay us a commission when a loan we introduced is disbursed. It is the standard DSA arrangement in this market. If we ever charge you directly for a service, you will be told the amount in writing before we do any work — and we will not present a lender as the best fit because it pays us more.

Our mission

Your trusted loan assistance partner.

We believe financial support should be accessible, transparent, and easy to understand. Our mission is to simplify borrowing by connecting students and professionals with trusted lending institutions.

With a customer-first approach and a growing partner network, we help you find suitable options while providing guidance at every step.

Your goals deserve the right financial partner — and we're here to help you find one.

12+

Lending partners

₹50L

Maximum ticket size

4

Loan categories

48 hrs

Typical first response

What working with us looks like.

  1. 01

    Choose your loan

    Tell us whether you need an education or personal loan.

  2. 02

    Apply online

    Complete a quick application with your essential details.

  3. 03

    Compare offers

    Review suitable options from our trusted lending partners.

  4. 04

    Select and verify

    Choose an offer and complete verification for disbursement.

What people tell us

  • “I had offers from three lenders within a week and could actually see the difference in total repayment before choosing.”
    A. NairMS in Computer Science, Germany
  • “The team chased the paperwork so I didn't have to. Sanction came through before my visa deadline.”
    R. SharmaMBA, United Kingdom
  • “Straightforward about what each bank would and wouldn't cover. No surprises at disbursement.”
    K. IyerPersonal loan, Chennai
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